ISLAMABAD: The Central Directorate of National Savings (CDNS) has announced the interest rates for short-term savings certificates for September 2025.
According to the announcement, the interest rate has been fixed at 10.28 percent for a three-month maturity, 10.30 percent for six months, and 10.42 percent for a one-year maturity option.
According to the data, an investor depositing Rs 100,000 will get a profit of Rs 2,570 after three months, Rs 5,150 after six months, and Rs 10,420 in a year.
These rates will apply to both Pakistani and overseas citizens. Investors can start with a minimum investment of Rs 10,000, while there is no upper limit on the amount.
The scheme was introduced in 2012 to meet short-term financial needs with a tenure of 3, 6, and 12 months. According to officials, these rates for September 2025 have been implemented after revision at the beginning of the month to adjust according to broader economic trends.
Filers will have to bear a 15 percent withholding tax on profits, while non-filers will have to bear a 30 percent deduction.
A total of five main schemes have been introduced by National Savings, including Welfare Savings Certificates, Defense Savings Certificates, Regular Income Certificates, Special Savings Certificates, and Short-Term Savings Certificates.
