ISLAMABAD (Kashmir English): The Securities and Exchange Commission of Pakistan (SECP) has approved a new digital financing facility for women entrepreneurs under the name “Khudmukhtar Khatoon”.
Under the new scheme, women will be able to get asset financing ranging from Rs100,000 to Rs1.5 million for business purposes.
According to the SECP press release, the financing will be available for the purchase of machinery, equipment, and other business assets. The product will be introduced by Walee Financial Services and will be fully digital and Shariah-compliant.
Women will be able to apply for financing through the “Hakeem” mobile application. The financed amount can be repaid within one year through equal monthly instalments.
The SECP said promoting women’s financial inclusion and economic independence remains a key priority.
Industry estimates show Pakistan has more than 3.2 million women entrepreneurs, but women-led businesses receive only a small share of SME financing in the country.
Walee Financial Services says the initiative aims to remove traditional barriers faced by women entrepreneurs by offering a fully digital and paperless financing process through the Hakeem app.
Walee Financial Services (Private) Limited is a licensed Non-Banking Finance Company (NBFC) engaged in investment finance services and is currently providing digital nano-financing through its mobile application.
Approval of the Khudmukhtar Khatoon product by the SECP enables it to expand from consumer financing to financing for the MSME segment.
Lending NBFCs are playing a notable role in extending finance to unexplored segments in Pakistan, having collectively disbursed financing of approximately PKR 111 billion to around 7.5 million micro and small businesses during the half-year period from July 2025 to December 2025.
The Hakeem platform already provides Shariah-compliant digital financing services in Pakistan and operates under SECP regulations.
